:root{--v-primary:#1f2a44;--v-accent:#3b5bdb;--v-bg:#fff;--v-fg:#0f1729;--v-muted:#6b7280;--v-danger:#e11d48;--v-line:#e6e8ef;--v-radius:12px;--v-font:"Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;--v-font-size:14px}*{box-sizing:border-box}html,body{margin:0}:focus-visible{outline:2px solid var(--v-accent);outline-offset:2px;border-radius:4px}h2:focus,h2:focus-visible{outline:none}.vld-sr-only{clip:rect(0 0 0 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}}body{font-family:var(--v-font);font-size:var(--v-font-size);background:var(--v-bg);color:var(--v-fg);-webkit-font-smoothing:antialiased}:root{--v-line:color-mix(in srgb, var(--v-fg) 12%, transparent)}.vld{max-width:460px;margin:0 auto;padding:26px 24px}.vld-brand{justify-content:space-between;align-items:center;margin-bottom:18px;display:flex}.vld-brand .name{font-size:15px;font-weight:700}.vld-brand .powered{color:var(--v-muted);font-size:10.5px}.vld-steps{gap:6px;margin-bottom:20px;display:flex}.vld-step{background:color-mix(in srgb, var(--v-muted) 30%, transparent);border-radius:999px;flex:1;height:4px}.vld-step.on{background:var(--v-accent)}.vld h2{letter-spacing:-.01em;margin:0 0 4px;font-size:19px}.vld .sub{color:var(--v-muted);margin:0 0 20px;font-size:13px}.vld-label{color:var(--v-muted);margin-bottom:6px;font-size:12px;font-weight:600}.vld-amount{border:1.5px solid var(--v-line);border-radius:var(--v-radius);background:color-mix(in srgb, var(--v-fg) 3%, transparent);align-items:center;gap:6px;margin-bottom:16px;padding:12px 14px;display:flex}.vld-amount .cur{color:var(--v-muted);font-size:15px}.vld-amount input{font:inherit;color:var(--v-fg);background:0 0;border:0;outline:none;width:100%;font-size:24px;font-weight:700}.vld-chips{gap:8px;margin-bottom:16px;display:flex}.vld-chip{border:1.5px solid var(--v-line);border-radius:var(--v-radius);text-align:center;cursor:pointer;font:inherit;color:var(--v-fg);background:0 0;flex:1;padding:11px;font-size:13px;font-weight:600;transition:all .12s}.vld-chip.on{border-color:var(--v-accent);background:color-mix(in srgb, var(--v-accent) 12%, transparent);color:var(--v-accent)}.vld-collateral{color:var(--v-muted);margin-bottom:16px;font-size:12.5px}.vld-collateral b{color:var(--v-fg)}.vld-lvr{margin-bottom:22px}.vld-lvr .row{color:var(--v-muted);justify-content:space-between;margin-bottom:6px;font-size:11.5px;display:flex}.vld-lvr .track{background:color-mix(in srgb, var(--v-muted) 22%, transparent);border-radius:999px;height:8px;overflow:hidden}.vld-lvr .fill{background:linear-gradient(90deg, var(--v-accent), var(--v-primary));border-radius:999px;width:50%;height:100%;display:block}.vld-btn{border-radius:var(--v-radius);background:var(--v-primary);color:#fff;width:100%;font:inherit;cursor:pointer;border:0;padding:14px;font-size:14px;font-weight:700;transition:all .12s}.vld-btn:hover{filter:brightness(1.06)}.vld-fine{color:var(--v-muted);text-align:center;margin:12px 0 0;font-size:11px}.vld-error{border-radius:var(--v-radius);color:#b23434;background:#d645451f;border:1px solid #d6454566;margin:0 0 12px;padding:10px 12px;font-size:13px}.vld-btn[disabled]{opacity:.6;cursor:default;filter:none}.vld-placeholder{border:1.5px dashed var(--v-line);border-radius:var(--v-radius);text-align:center;color:var(--v-muted);padding:28px;font-size:13px}.vld-summary{border:1.5px solid var(--v-line);border-radius:var(--v-radius);margin-bottom:18px;padding:6px 14px}.vld-summary .row{color:var(--v-muted);justify-content:space-between;align-items:center;padding:11px 0;font-size:13px;display:flex}.vld-summary .row+.row{border-top:1px solid var(--v-line)}.vld-summary .row b{color:var(--v-fg);font-weight:600}.vld-link{width:100%;color:var(--v-muted);font:inherit;cursor:pointer;background:0 0;border:0;margin-top:10px;padding:8px;font-size:13px;display:block}.vld-link:hover{color:var(--v-fg)}.vld-done{text-align:center;padding:12px 0 20px}.vld-done .sub{margin-top:8px}.vld-done b{color:var(--v-fg)}.vld-check{background:color-mix(in srgb, var(--v-accent) 14%, transparent);width:52px;height:52px;color:var(--v-accent);border-radius:50%;justify-content:center;align-items:center;margin:0 auto 14px;font-size:26px;font-weight:700;display:flex}.vld-check.bad{background:color-mix(in srgb, var(--v-danger) 14%, transparent);color:var(--v-danger)}.vld-btn:disabled{opacity:.45;cursor:not-allowed;filter:none}.vld-list{margin:0 0 20px;padding:0;list-style:none}.vld-list li{border-top:1px solid var(--v-line);padding:8px 0 8px 26px;font-size:13px;position:relative}.vld-list li:first-child{border-top:0}.vld-list li:before{content:"✓";color:var(--v-accent);font-weight:700;position:absolute;left:0}.vld-field{margin-bottom:14px}.vld-field label{color:var(--v-muted);margin-bottom:6px;font-size:12px;font-weight:600;display:block}.vld-field label .req{color:var(--v-danger)}.vld-input{border:1.5px solid var(--v-line);border-radius:var(--v-radius);width:100%;font:inherit;color:var(--v-fg);background:color-mix(in srgb, var(--v-fg) 3%, transparent);outline:none;padding:11px 12px;font-size:14px}.vld-input:focus{border-color:var(--v-accent)}.vld-upload{border:1.5px dashed var(--v-line);border-radius:var(--v-radius);text-align:center;width:100%;color:var(--v-muted);font:inherit;cursor:pointer;background:0 0;margin-bottom:16px;padding:26px;font-size:13px;transition:all .12s;display:block}.vld-upload:hover{border-color:var(--v-accent);color:var(--v-fg)}.vld-upload.done{border-style:solid;border-color:var(--v-accent);color:var(--v-accent);font-weight:600}input[type=file].vld-input{cursor:pointer;padding:8px 12px}.vld-upload-status{color:var(--v-muted);margin-top:6px;font-size:12px;display:block}.vld-upload-status.vld-error{color:var(--v-danger);background:0 0;border:0;margin:6px 0 0;padding:0;font-size:12px;display:block}.vld-statusline{align-items:center;gap:10px;margin-bottom:14px;display:flex}.vld-badge{background:color-mix(in srgb, var(--v-accent) 14%, transparent);color:var(--v-accent);border-radius:999px;padding:3px 9px;font-size:11px;font-weight:700}.vld-muted{color:var(--v-muted);font-size:12px}.vld-stat{margin-bottom:18px}.vld-stat-label{color:var(--v-muted);margin-bottom:4px;font-size:12px;display:block}.vld-stat-value{letter-spacing:-.02em;font-size:30px;font-weight:700}.vld-badge.ok{color:#16a34a;background:#16a34a26}.vld-badge.warn{color:#b45309;background:#d9770629}.vld-badge.muted{background:color-mix(in srgb, var(--v-muted) 16%, transparent);color:var(--v-muted)}.vld-lvr .fill.healthy{background:linear-gradient(90deg,#16a34a,#15803d)}.vld-lvr .fill.watch{background:linear-gradient(90deg,#f59e0b,#d97706)}.vld-lvr .fill.high{background:linear-gradient(90deg,#ef4444,#dc2626)}.vld-portfolio{border:1px solid var(--v-line);border-radius:var(--v-radius);background:var(--v-line);grid-template-columns:1fr 1fr;gap:1px;margin-bottom:18px;display:grid;overflow:hidden}.vld-portfolio .cell{background:var(--v-bg);padding:12px 14px}.vld-portfolio .cell:last-child:nth-child(odd){grid-column:1/-1}.vld-portfolio .k{color:var(--v-muted);margin-bottom:3px;font-size:11.5px;display:block}.vld-portfolio .v{color:var(--v-fg);font-size:15px;font-weight:700}.vld-loanlist{flex-direction:column;gap:10px;display:flex}.vld-loan-card{text-align:left;cursor:pointer;border:1.5px solid var(--v-line);border-radius:var(--v-radius);background:0 0;width:100%;padding:14px;transition:border-color .12s}.vld-loan-card:hover{border-color:color-mix(in srgb, var(--v-fg) 22%, transparent)}.vld-loan-card .top{justify-content:space-between;align-items:center;margin-bottom:8px;display:flex}.vld-loan-card .ref{color:var(--v-muted);font-variant-numeric:tabular-nums;font-size:12px;font-weight:600}.vld-loan-card .amt{color:var(--v-fg);letter-spacing:-.02em;font-size:20px;font-weight:700}.vld-loan-card .amt .sub{color:var(--v-muted);margin:0;font-size:12px;font-weight:500}.vld-loan-card .meta{color:var(--v-muted);margin:4px 0 10px;font-size:12px}.vld-lvr.slim{align-items:center;gap:8px;margin:0;display:flex}.vld-lvr.slim .track{flex:1;height:6px}.vld-lvr.slim .pct{color:var(--v-muted);white-space:nowrap;font-size:11px}.vld-back{cursor:pointer;color:var(--v-muted);font:inherit;background:0 0;border:0;align-items:center;margin-bottom:12px;padding:0;font-size:13px;display:inline-flex}.vld-back:hover{color:var(--v-fg)}.vld-statusline .ref-lg{color:var(--v-fg);font-size:16px;font-weight:700}.vld-h3{color:var(--v-fg);margin:20px 0 10px;font-size:13px;font-weight:700}.vld-schedule{border:1px solid var(--v-line);border-radius:var(--v-radius);margin-bottom:20px;overflow:hidden}.vld-schedule .srow{grid-template-columns:1.3fr 1fr .9fr;align-items:center;gap:8px;padding:10px 14px;font-size:13px;display:grid}.vld-schedule .srow+.srow{border-top:1px solid var(--v-line)}.vld-schedule .srow.head{background:color-mix(in srgb, var(--v-fg) 3%, transparent);color:var(--v-muted);text-transform:uppercase;letter-spacing:.03em;font-size:11px;font-weight:600}.vld-schedule .st{text-align:right;font-weight:600}.vld-schedule .st.ok{color:#16a34a}.vld-schedule .st.warn{color:#b45309}.vld-schedule .st.muted{color:var(--v-muted)}.vld-loading{text-align:center;color:var(--v-muted);padding:36px 0;font-size:13px}.vld-empty{text-align:center;padding:28px 0}